Cost Of Living in Kochi (Ernakulam) in 2025

It is known that Kochi is the most preferred and costliest place in Kerala. Kochi is leading Kerala in terms of advancements, infrastructure and many more. Thus making the place a little expensive compared to other cities. 

If you are living in Kochi or planning to move to Kochi, this blog will help you in knowing the price range in Kochi, thus you can plan your expenses in the right way. 

In this blog we will explore the computed expenses that are expected to occur to live in Kochi. The average cost of living in Kochi is estimated to vary between Rs.6000 to Rs.45000 based upon various factors. 

Let’s explore. 

Factors to be Considered 

Before moving into the factors and price range we need to understand the different groups i.e mentioned below. 

1. Single Person – Might have only basic expenses 
2. Couples – Might have shared expenses and mid range of other expenses 
3. Family – Basic expenses and other additional expenses like education and utilities. 

The factors and needs will vary from one category to another.

1. Accommodation 

The average monthly expense for an accommodation will range anywhere between Rs. 3500 to Rs.45000 depending upon the type, area and number of residents. 

There are many choice available for accommodation, 

• For Students – Low cost flats like PG or hostel can be the best option. Price range from 4000 INR to 10,000INR 
• Couples or bachelors can opt for 2 or 1 BHK flats. Price range for buying is around 20 Lakh INR to 35 Lakh INR for 1BHK ● Families can go for 2 or 3 BHK or Villas based on needs and requirements. 
• Flat rate in Kochi in posh areas range between Rs 60 lakh to Rs 1 Crore for 1 BHK. 

2. Groceries 

Compared to other places, groceries in Kochi are relatively pricey. For students and bachelors can range anywhere between from Rs 1500 to Rs 4500, while prices for couples and families might be higher. Rates can also differ based on the individual’s consumption. 

Average monthly grocery expenditure can vary between Rs. 1500 to Rs. 8500. 

3. Utilities

The computed average utility rate covers electricity, water, gas, internet, and phone bills for people each month. The expenditure can also vary depending on the usage of individuals. 

Average monthly utility expenditure can vary between Rs 1000 to Rs 5500. 

4. Entertainment and Dining Out 

There are three alternatives available to you while dining out, i.e., dining at a classic restaurant, a mid-range restaurant, or a high-end restaurant. Depending on personal consumption and frequency of eating out, the rates may change. 

Average monthly dining out expenditure, 

• Affordable and classic restaurants might range between Rs 500 to Rs 4500 
• High-end restaurants might range between Rs 1000 to Rs 10,000 

Other entertainment like cinema, shopping will vary from person to person. 

5. Education 

As we all know, Kerala has a high literacy rate, with 93.91 percent. For school education the expenses will differ from school to school and type

of education board. The distance between school and your home also has an impact on expenses. 

Average monthly utility education can vary between Rs. 4000 to Rs. 8000. 

6. Medical expenses 

A student or bachelor may expect to pay between Rs 300 to Rs 1000 per month. A couple’s or family’s expenditure can range between Rs 500 to Rs 5000 per month. 

7. Transport 

If you travel regularly, having your own vehicle is advised. It is the most convenient option. But fuel price hike is the only barrier to this adoption. Also Kochi has a well developed public transport system. If you plan to save money you can opt for it. 

Hence the average monthly transport expenditure would be, 

• Incase of private transport can vary between Rs 2,500 – Rs 6500
•  If it is a public transport can vary between Rs 1,000 – Rs 3000 

Conclusion 

Kochi (Ernakulam) having several job opportunities. Living in a big city like Kochi is expensive. The cost of living index for Cochin is predicted to be 23.93. The numbers and cost details given above are estimates and expected range values. The actual numbers will depend upon various factors like people’s personality and lifestyle preferences.